On 11 November 2015, the Joint Committee of the European Supervisory Authorities EBA, EIOPA and ESMA presented drafts of several technical standards. The Joint Committe presented the draft regulatory technical standards relating to key information documents for packaged retail and insurance-based investment products (PRIIPs) for the purpose of public consultation. The drafts of the implementing technical standards with regard to the allocation of credit assessments of external credit rating agencies to the scale of credit quality steps under CRD IV and Solvency II are final. They were submitted to the European Commission for approval.